IRCTC SBI Card Premier is a co-branded credit card that SBI Card and IRCTC have introduced. This card offers somewhat better benefits than the IRCTC SBI Platinum Credit Card, which was introduced earlier. It is one of the few cards available that is made to provide advantages when traveling by train. With this credit card, you can get free access to train lounges, increased reward points on IRCTC reservations, free insurance, and much more.
This is a multi-category credit card that pays cashback to the cardholder on purchases of train tickets, among other incentives. In addition, the IRCTC SBI Card Premier has advantages in the categories of reward points, insurance, and fuel. Spending Rs. 125 on dining and utilities will earn you up to 3 Reward Points. Additionally, this card offers you exclusive travel privileges including free annual access to railway lounges, interesting bonuses at over 5,000 hotels globally, discounts on IRCTC train and flight ticket bookings, and much more.